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The evolving role of the Federal Home Loan Banks in mortgage markets
The Federal Home Loan Banks are part of a system created by the federal government to promote home ownership. This Commentary looks at new initiatives ......(Continue Reading) In the house: buying a home before you're thirty
Home ownership for the young is encouraged as a good personal finance move, either for a tax shelter or a way of lowering income taxes. Hint are given on mortgages, loans, credit, and credit repair....(Continue Reading)Ins and outs of getting a loan
People often find themselves in need of a loan for a good purpose--to buy a major item, pay tuition, make an advantageous investment or avail themselves ......(Continue Reading)Expanded HMDA data on residential lending: one year later - Home Mortgage Disclosure Act - includes related article on lender education
Home Mortgage Disclosure Act data from both 1990 and 1991 showed that black and Hispanic applicants for mortgage loans were denied credit more often than ......(Continue Reading)Computer-aided appraisals place buyers closer to homes - expedited home appraisals
Appraisals generated by computers rather than on-site inspections are cutting the time need for mortgage approval. Automation has cut the time needed for ......(Continue Reading)
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